Yes, because the KAMPS is a charter club of the Academy of Model Aeronautics (AMA) and has insurance through them, each of our members needs to be a member of AMA. By doing so, each individual member also is covered with liability insurance (see details on AMA web site).
No, we fly based on the weather and when we can. However, we have a system of email and text to get the message out when anyone is headed to the field. Also, pilots will call one another on a moment’s notice to fly.